Credit Consultants

Unlock a world of financial opportunities

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Unlock the secrets of the credit system

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Credit Approval Accelerator

Need help getting approved for a home or new car? we help make big dreams come true!

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Do you even know what is on your credit report?

We can help you find out right now

I want my real credit score

CREDIT OPTIMIZATION CONSULTANTS

Credit Factor utilizes cutting edge tactics and technology to provide you effective and reliable solutions to negative and inaccurate information on your credit reports.

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WE OFFER THE BEST IN CREDIT RESTORATION

Let our team of experts bring you one step closer to your financial freedom.

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WANT A 700+ CREDIT SCORE?

Book your FREE consultation NOW!

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LET'S GET YOU THE LIFE YOU DESERVE!!

The Lifestyle of your dreams is just on the other side of good credit. Let us help you get there.

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Get Started as low as $29.99

We simplify the process and help you repair your credit. Credit monitoring with Smart Credit takes the guess work out of your score and lets you see your true credit file. Sign up today to see your real score at Equifax, Transunion and Experian

Operation: Credit Repair

Welcome to the tactical operations of credit repair

Step 1: Identify the problem:

So you just got declined for the mortgage. You want to get approved for a credit card but you keep getting declined and you need a new car but the interest rates are making the payment sky high.....sound familiar?

Step 2: Tactical Battle Plan:

Now we take the fight to the credit bureaus. We will create a battle plan to remove all negative reporting accounts. There is hope! The credit approvals are in the sights!

Step 3: Mission Accomplished:

The war has been won and your credit score is primed and ready for a home lender or new car loan to say YES! and give you the green check mark.

What is a FICO score?

FICO created by the Fair Isaac Corporation, is the main scoring model for home loans and Car loans.

Credit Scores Unlocked

Your credit score is made up of 5 main things:

35% Payment History
How good you are at paying back money.
30% Amounts Owed
This is money you have to pay back
15% Length of Credit History
How long you’ve had these accounts – open OR closed.
10% New Credit
This includes new credit cards, new car loans and new home loans
10% Credit Mix
This is how much different kinds of credit you have, such as a car loan, credit card, home loan, personal loan, jewelry loan and so on.

Bad Credit is Bad....Like really Bad

Credit is the golden key to nearly every opportunity in today’s society, from purchasing a home to buying a car. Your ability to be approved for a home loan or car loan depends on your CREDIT scores.

Your Matchmaker for Credit Cards

Take advantage of this free resource from TPG (The Points Guy)